THEVANI — Building India's Credit Intelligence Layer

Smarter verification. Clearer risk. Faster financing.

What is THEVANI?

THEVANI is a Credit Intelligence Infrastructure company. We help MSMEs get verified faster and gain access to funding. We help NBFCs reduce underwriting time, improve risk visibility, and stay compliant.

The Three Layers of THEVANI

T-IIL — Verification Layer

✓ GST validation
✓ Buyer verification
✓ Cashflow stability checks
✓ Funding Readiness Score (0–100)

DRCE — Risk Intelligence Layer

✓ Repayment Confidence Index
✓ Cashflow trend analysis
✓ Early-warning alerts

TCE — Compliance Layer

✓ KYC/KYB checks
✓ Exposure & turnover safety ratios
✓ Compliance Pass/Fail report

Who We Serve

For MSMEs

Get invoices verified instantly
No delays, no hassle
Improve your creditworthiness
Build trust with lenders
Faster, trusted financing
Access capital when you need it
Zero paperwork
Digital-first process

For NBFCs & Lenders

Automated invoice validation
GST + OCR verification in seconds
Funding Readiness Score
Clear risk assessment (0-100)
Repayment Confidence Index
Data-driven lending decisions
Compliance-ready workflows
Stay audit-ready and compliant

How THEVANI Works

Upload Invoice

PDF or image

→

Verification

GST, buyer, OCR

→

Score & Insights

Readiness + confidence

→

Compliance

KYC + safety ratios

→

Funding

Fast capital access

Value Proposition

Reduces underwriting time

Faster decisions with automated checks and verifications

Improves transparency

Clear scores and detailed reports for all stakeholders

Reduces default risk

Early-warning alerts and confidence indexes protect lenders

Faster, reliable MSME financing

Plug-in credit intelligence layer for the entire ecosystem

Ready to explore how THEVANI can support your growth?

Join MSMEs and NBFCs transforming India's lending landscape.